Financial Fitness > Repay Student Loans > Repayment Options
When it comes to repaying federal student loans, students are automatically put into the Standard Repayment plan — but you can switch to a repayment plan that's right for your financial situation. Generally, you'll have from 10 to 25 years to repay your loan, depending on which repayment plan you choose. Repayment options include:
Plans based on the borrowers income (IBR, PAYE, REPAYE) are often eligible for loan forgiveness.