When it comes to repaying federal student loans, students are automatically put into the Standard Repayment plan — but you can switch to a repayment plan that's right for your financial situation. Generally, you'll have from 10 to 25 years to repay your loan, depending on which repayment plan you choose. Repayment options include:
Additional information on each of these plans and a repayment calculator are available at Studentaid.gov
Plans based on the borrowers income (IBR, PAYE, REPAYE) are often eligible for loan forgiveness.