Financial Fitness > Repay Student Loans > Repayment Options

What are my repayment options?

​When it comes to repaying federal student loans, students are automatically put into the Standard Repayment plan — but you can switch to a repayment plan that's right for your financial situation. Generally, you'll have from 10 to 25 years to repay your loan, depending on which repayment plan you choose. Repayment options include:

Additional information on each of these plans and a repayment calculator are available at​

Plans based on the borrowers income (IBR, PAYE, REPAYE) are often eligible for loan forgiveness.

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